Chattanooga Tennessee's Lowest Mortgage Rate Available

Hal Howard - Loan Originator
Hal started in the mortgage industry in 1997 as a loan officer with a Chattanooga area broker. After a year as a loan officer he worked for 7 years as an account executive in the wholesale segment of mortgage lending. Hal specializes in helping 1st time homebuyers and those with less than perfect credit obtain home ownership with little or no money down. Hal is licensed by the Tennessee Department of Financial Institutions (Certificate #27722) and is a member of NAMB (National Association of Mortgage Brokers) and TNAMB (Tennessee Association of Mortgage Brokers). Hal and his wife Barbara, a 30+ year employee of Blue Cross Blue Shield of Tennessee, currently reside in Harrison. Hal enjoys riding his Harley and is a member of the national and local HOG (Harley Owners Group). He has always been a fan of Tennessee football and likes an occasional round of golf. You can call Hal direct toll-free at 888-945-9569 or locally at 423-490-0086. Email halh@expresshomemtg.com.
Hal Howard
8052 Standifer Gap Rd.
Chattanooga, TN 37421
Phone: 423-490-0086
Fax: 423-490-0642
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